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UP TO $25,000 IN CLOSING COST & DOWNPAYMENT ASSISTANCE!

Program Details

  • Eligible frontline workers can receive lower than market rates on an FHA, VA, RD, Fannie Mae or Freddie Mac first mortgage, reduced upfront fees, no origination points or discount points and down payment and closing cost assistance.

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  • Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $25,000) in down payment and closing cost assistance.

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  • Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his/her primary residence.

 

        The Florida Hometown Heroes loan is not forgivable.

Hero Professions

The Florida Hometown Heroes Housing Program is currently only open to certain professions

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Starting July 2023, it will be open to ALL FLORIDIANS!

Quick Links

Suburb Houses

Program 
Requirements

The Florida Hometown Heroes Program has certain income and credit requirements, find out if you qualify by clicking the link below.

Get Approved
by a Lender

Finding a Lender who is well-versed in the Florida Hometown Heroes Program is vital!

Click the link below to get

pre-approved with one of our program specialists!

Hero Profession List

Find out if your job qualifies for

the current Hero Job List! If so you may be entitled to downpayment and closing cost assistance.

Why work
with me?

I have over 30 years of Real Estate and investing experience. My passion

for helping home buyers is paramount.

I use a detailed, fact-driven approach

to help buyers, sellers and investors feel comfortable with their home choices! 

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CONTACT US

Interested in:

Thanks for submitting!

SHERYL MANCHE_LOGO_UNDERTAG_02-17.png

Serving Lake and Orange Counties

(386) 882 2121

1150 Douglas Ave #2020,

Altamonte Springs,

FL 32714

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